验证 IBAN PHP

2022-08-30 21:27:56

在设计新平台时,我们试图整合IBAN号码。我们必须确保 IBAN 经过验证,并且存储到数据库的 IBAN 始终是正确的。那么,验证数字的正确方法是什么呢?


答案 1

正如我在另一个问题中解释的逻辑一样,我自己创建了一个函数。根据维基百科文章中解释的逻辑,在下面找到一个合适的函数。特定于国家/地区的验证。

每个国家/地区的算法和字符长度(https://en.wikipedia.org/wiki/International_Bank_Account_Number#Validating_the_IBAN)。

function checkIBAN($iban)
{
    $iban = strtolower(str_replace(' ','',$iban));
    $Countries = array('al'=>28,'ad'=>24,'at'=>20,'az'=>28,'bh'=>22,'be'=>16,'ba'=>20,'br'=>29,'bg'=>22,'cr'=>21,'hr'=>21,'cy'=>28,'cz'=>24,'dk'=>18,'do'=>28,'ee'=>20,'fo'=>18,'fi'=>18,'fr'=>27,'ge'=>22,'de'=>22,'gi'=>23,'gr'=>27,'gl'=>18,'gt'=>28,'hu'=>28,'is'=>26,'ie'=>22,'il'=>23,'it'=>27,'jo'=>30,'kz'=>20,'kw'=>30,'lv'=>21,'lb'=>28,'li'=>21,'lt'=>20,'lu'=>20,'mk'=>19,'mt'=>31,'mr'=>27,'mu'=>30,'mc'=>27,'md'=>24,'me'=>22,'nl'=>18,'no'=>15,'pk'=>24,'ps'=>29,'pl'=>28,'pt'=>25,'qa'=>29,'ro'=>24,'sm'=>27,'sa'=>24,'rs'=>22,'sk'=>24,'si'=>19,'es'=>24,'se'=>24,'ch'=>21,'tn'=>24,'tr'=>26,'ae'=>23,'gb'=>22,'vg'=>24);
    $Chars = array('a'=>10,'b'=>11,'c'=>12,'d'=>13,'e'=>14,'f'=>15,'g'=>16,'h'=>17,'i'=>18,'j'=>19,'k'=>20,'l'=>21,'m'=>22,'n'=>23,'o'=>24,'p'=>25,'q'=>26,'r'=>27,'s'=>28,'t'=>29,'u'=>30,'v'=>31,'w'=>32,'x'=>33,'y'=>34,'z'=>35);

    if(strlen($iban) == $Countries[substr($iban,0,2)]){
                
        $MovedChar = substr($iban, 4).substr($iban,0,4);
        $MovedCharArray = str_split($MovedChar);
        $NewString = "";

        foreach($MovedCharArray AS $key => $value){
            if(!is_numeric($MovedCharArray[$key])){
                $MovedCharArray[$key] = $Chars[$MovedCharArray[$key]];
            }
            $NewString .= $MovedCharArray[$key];
        }
        
        if(bcmod($NewString, '97') == 1)
        {
            return true;
        }
    }
    return false;
}

答案 2

对@PeterFox答案稍作修改,包括对何时不可用的支持,bcmod()bcmath

<?php

function isValidIBAN ($iban) {

  $iban = strtolower($iban);
  $Countries = array(
    'al'=>28,'ad'=>24,'at'=>20,'az'=>28,'bh'=>22,'be'=>16,'ba'=>20,'br'=>29,'bg'=>22,'cr'=>21,'hr'=>21,'cy'=>28,'cz'=>24,
    'dk'=>18,'do'=>28,'ee'=>20,'fo'=>18,'fi'=>18,'fr'=>27,'ge'=>22,'de'=>22,'gi'=>23,'gr'=>27,'gl'=>18,'gt'=>28,'hu'=>28,
    'is'=>26,'ie'=>22,'il'=>23,'it'=>27,'jo'=>30,'kz'=>20,'kw'=>30,'lv'=>21,'lb'=>28,'li'=>21,'lt'=>20,'lu'=>20,'mk'=>19,
    'mt'=>31,'mr'=>27,'mu'=>30,'mc'=>27,'md'=>24,'me'=>22,'nl'=>18,'no'=>15,'pk'=>24,'ps'=>29,'pl'=>28,'pt'=>25,'qa'=>29,
    'ro'=>24,'sm'=>27,'sa'=>24,'rs'=>22,'sk'=>24,'si'=>19,'es'=>24,'se'=>24,'ch'=>21,'tn'=>24,'tr'=>26,'ae'=>23,'gb'=>22,'vg'=>24
  );
  $Chars = array(
    'a'=>10,'b'=>11,'c'=>12,'d'=>13,'e'=>14,'f'=>15,'g'=>16,'h'=>17,'i'=>18,'j'=>19,'k'=>20,'l'=>21,'m'=>22,
    'n'=>23,'o'=>24,'p'=>25,'q'=>26,'r'=>27,'s'=>28,'t'=>29,'u'=>30,'v'=>31,'w'=>32,'x'=>33,'y'=>34,'z'=>35
  );

  if (strlen($iban) != $Countries[ substr($iban,0,2) ]) { return false; }

  $MovedChar = substr($iban, 4) . substr($iban,0,4);
  $MovedCharArray = str_split($MovedChar);
  $NewString = "";

  foreach ($MovedCharArray as $k => $v) {

    if ( !is_numeric($MovedCharArray[$k]) ) {
      $MovedCharArray[$k] = $Chars[$MovedCharArray[$k]];
    }
    $NewString .= $MovedCharArray[$k];
  }
  if (function_exists("bcmod")) { return bcmod($NewString, '97') == 1; }

  // http://au2.php.net/manual/en/function.bcmod.php#38474
  $x = $NewString; $y = "97";
  $take = 5; $mod = "";

  do {
    $a = (int)$mod . substr($x, 0, $take);
    $x = substr($x, $take);
    $mod = $a % $y;
  }
  while (strlen($x));

  return (int)$mod == 1;
}

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